The answer is simple . . .
Steinbacher, Goodall & Yurchak was established in 2002 by Julieanne E. Steinbacher, an attorney, gerontologist, and social worker. The firm was started with a vision and a desire to build a law firm able to meet the needs of the elder population and those who have disabilities.
Our office not only provides comprehensive legal services, but also bridges the gap between legal services and access to long-term care and special needs benefits and services. Our goal is to provide seniors, those who have special needs, and their families with an individualized plan to protect their assets for their spouses and future generations while providing for their immediate and long-term care needs.
The attorneys and staff at Steinbacher, Goodall & Yurchak understand the emotional and practical problems involved in coping with the long-term care needs of the elderly and those who have special needs. That’s why we are dedicated to helping individuals and families obtain the best quality of life. We go beyond the traditional legal framework and provide real, hands-on solutions to our clients’ needs.
Our office is comprised of attorneys, paralegals, social workers, and administrative professionals who possess a wealth of knowledge and the compassion needed to solve difficult problems. But most of all, the attorneys and staff at Steinbacher, Goodall & Yurchak are husbands, wives, sons, daughters, and grandchildren who know and understand the complexity and anxiety associated with handling the care and treatment of aging loved ones and those who have special needs.
Our experienced and knowledgeable team is prepared to help families take the important steps to keep their loved ones out of a nursing home, which requires proper planning. The goal is not just to obtain Medicaid to pay for nursing home costs, but also to obtain in-home care, support a caregiver, access Veterans benefits, ensure the receipt of proper Medicare benefits, protect a caregiver child, and address many other concerns brought about by elder care and disability issues.
The firm covers a wide geographic area and offers home, hospital, and nursing home visits. For your convenience, we also offer FREE consultations.
Our office is experienced at helping clients in the following areas:
- Nursing Home Planning
- In-Home Care Planning
- Special Needs Planning
- Wealth Protection Planning
- Business Succession Planning
- Gas Lease Royalty Preservation
- Powers of Attorney
- Estate Administration & Probate
- Veterans Benefits Planning
I have a confession to make. I am not a fan of painting. The energy it takes to sand the walls, tape the corners, wash the walls, and then finally paint is exhausting. However, my bathroom was in need of a makeover. I even went to the extreme of getting a quote from a professional painter to do the job for me. Too expensive! So, my husband and I decided to do it ourselves. Our first mistake was purchasing cheap paint from a discount store. A year later, the walls were streaking, and it looked worse than before the paint job. So, we had to paint again. As we were painting, this time with the most expensive paint, I looked at my husband and asked why we had been so cheap the first time around. We ended up spending more time and money than was necessary.
Don’t be a do it yourselfer when it comes to qualifying for benefits to pay for your long-term care. Seek the advice of an experienced elder law attorney. The do it yourselfers make the mistake of trying to navigate the system on their own. They make the assumption that going to an elder law attorney will be costly, but they fail to understand that the elder law attorney is experienced in understanding the complexity of the law and knowledgeable about how to get you the benefits you are entitled to receive. The system is not set up to make it easy for you to get benefits. The do it yourselfers will write out a check of $8,000 to $10,000 per month to the nursing home until they qualify for Medicaid, and nothing will be saved.
Don’t seek the counsel of the wrong professional. Let’s say you have kidney failure, and you need guidance on your treatment options. Would you go to your podiatrist (foot doctor)? Of course not, you would seek the guidance of a nephrologist (kidney doctor). Likewise, if you want to receive benefits and protect your assets, you seek the guidance of an experienced elder law attorney. The community spouse of a nursing home resident is entitled under the law to protection from impoverishment; however, the rules are complex, and the average person may not understand how to take advantage of these rules.
A client of Steinbacher, Goodall & Yurchak will partner with a team of professionals who are knowledgeable about how to receive services and benefits. We are focused on protecting you and your spouse from becoming impoverished by long-term care costs. Call our office today for your FREE consultation to review your specific situation and learn how your goals can be met. Don’t waste your time and energy trying to do it yourself or seeking the advice of the wrong professional. To be honest, I wish my husband and I would have hired the professional painter.
As the 2016 tax filing season begins heating up, the Internal Revenue Service (IRS) has seen a significant increase in the volume of phone scams during the past few weeks. According to the US Treasury Inspector General for Tax Administration, there have been nearly 3,000 victims who have lost an estimated $14 million. The states that have seen the most scammer activity include: California, New York, New Jersey, Florida, and Pennsylvania.
These scammers are often overseas and they can disguise their phone numbers to resemble that of the IRS or US Treasury’s Office. They prey on the most vulnerable, including the elderly and the newly arrived immigrants. Scammers are very demanding over the phone, instilling fear and shock among callers.
The IRS reminds people that they will NEVER:
- Call to demand immediate payment without billing you first in the mail.
- Demand that you pay your taxes without having an opportunity to appeal what you owe.
- Require a specific payment method, such as a prepaid debit card.
- Ask for your personal financial information over the phone, such as credit or debit card numbers or bank account numbers.
- Threaten to handcuff you and throw you in jail if you refuse to pay.
If you do receive a harassing phone call from one of these scammers, here is what the IRS recommends you do to protect yourself:
- If you know you owe taxes, call the IRS directly at 1-800-829-1040.
- If you know you don’t owe taxes, report the phone call to the US Treasury Inspector General for Tax Administration at 1-800-366-4484 or at www.treasury.gov/tigta/.
For more information on how to report a tax scam, visit www.irs.gov and type the keyword “scam” in the search box.
How long do you keep your personal and financial records? 1 year? 3 years? 5 years? 7 years?
With identity theft being the crime of the time, most of us have been told that the safest way to dispose of our personal records is by shredding them. While shredding your personal and financial records is the most recommended and safest way to dispose of your documents, the challenge is knowing when to get rid of your important personal documents.
In the “Managing Your Money” column in the April 22nd issue of USA Today, the writer advised that “canceled checks that aren’t related to your taxes can be shredded after you’ve reconciled them with your bank statement.” This may be accurate information for IRS purposes, however, this is not the best advice for a senior who may someday need nursing home care. The IRS is not the only government agency that requires supportive documentation. When qualifying for Medicaid benefits, the Department of Public Welfare can require five years of canceled checks and other financial documents to support an application for nursing home coverage.
Qualifying for Medicaid benefits for long-term care has always been complex; however, the Deficit Reduction Act of 2005 has made this cumbersome process even more difficult. The Deficit Reduction Act of 2005 (DRA), which was signed into law by former President Bush on February 8, 2006, imposed a five year “look-back period” (the period immediately before a person applies for Medicaid). Therefore, Medicaid agencies may require copies of canceled checks and bank statements, documenting all expenditures made within the five-year window.
Furthermore, with bank mergers, obtaining canceled checks can be a nightmare. Saving canceled checks, rather than shredding them, can prevent unnecessary anxiety and expense.
Seniors who follow the advice to “shred it all” may face serious problems should they need to apply for Medicaid for nursing home or in-home care. A senior who may someday need nursing home or in-home care should keep financial records for at least five years.
Our goal at Steinbacher, Goodall & Yurchak is to provide you with peace of mind. We will work with you and your family to develop a comprehensive estate and long-term care plan that fits your individual needs and meets your specific goals. To schedule your FREE initial consultation, please contact Steinbacher , Goodall & Yurchak at (800) 351-8334. We look forward to talking with you.