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570.322.2077 | Williamsport
814.237.4100 | State College

The Three Secrets Nobody Tells You as You Enter Your Second Half of Life

Tuesday, January 26, 1-2:30 p.m.

Join us for a free virtual meeting on The Three Secrets Nobody Tells You as You Enter Your Second Half of Life. Take the mystery out of planning ahead for tomorrow's challenges!

Our team is ready to piece together the solutions to your most puzzling estate & long-term care planning questions. We will debrief our top-secret evidence with you, so you'll be ready to combat the unknowns of tomorrow. Topics to be discussed include:

  • Essential estate planning documents that can protect your family from devastating long-term care costs
  • How to preserve assets and create a lasting legacy for the next generation
  • Effective ways to utilize trusts (while reducing the amount of tax you pay)
  • Spousal protection strategies should you need care in a nursing or assisted living facility
  • How to safeguard your home and assets from being taken by the nursing home
  • Pre-planning options that may save your family thousands of $$$

 Hosted by: Jenna Franks, Esq. and Kristin Daugherty, Long-Term Care Planner and Certified Medicaid Planner™



How to Protect Your Spouse from Impoverishment Without Selling Your Home

Wednesday, February 10, 4-5:30 p.m.

Join us for a free virtual Happy Hour on How to Protect Your Spouse form Impoverishment Without Selling Your Home. Learn how to pay for care in a nursing or assisted living community while protecting your hard-earned assets! 

An unexpected health care crisis can deplete your life-savings faster than Cupid can shoot his arrow. Show your love this Valentine's Day by giving your sweetheart peace of mind in their second half of life. Grab your favorite bottle of wine or other beverage and plan to attend this informal discussion from the safety of your kitchen, dining or living room. Get these questions answered: 

  • How you can save money if your spouse or loved one is already in a nursing home?
  • What does Medicare and Medicaid pay towards the cost of care? 
  • How to use a trust effectively to protect your home and assets?
  • What assistance is available should you or your spouse need in-home care? 
  • Does a five-year Medicaid lookback period still exist?

 Hosted by: Landon Hodges, Esq. and Kristin Daugherty, Long-Term Care Planner and Certified Medicaid Planner™



Five Ways to Pay for Nursing Home Care Without Breaking the Piggy Bank

Thursday, February 25, 10-11:30 a.m.

Join us for a free virtual meeting on Five Ways to Pay for Nursing Home Care Without Breaking the Piggy Bank. Protect every penny y ou have worked so hard to save!

Learn legal strategies that are available to cover the costs of long-term care while providing for your immediate needs and preserving your quality of life. Keep your home and assets safe from an unforeseen, catstrophic health care event. Topics to be discussed include:

  • Locations where long-term care is being served (it's probably not where you think)
  • How much Medicare and Medicaid are willing to pay
  • Myths and truths about the five-year Medicaid look back period
  • Gifting rules and tax guidelines to consider
  • How to protect the spouse from becoming impoverished
  • Trust accounts and other legal documents that are a MUST!

 Hosted by: Brittany Smith, Esq., CELA* and Tammy Zilske, Long-Term Care Planner and Certified Medicaid Planner™
* Certified as an Elder Law Attorney by the National Elder Law Foundation



How to Save Your Nest Egg from Being Stolen by the Leprechaun

Wednesday, March 10, 10-11:30 a.m.

Join us for a free virtual meeting on How to Save Your Nest Egg from Being Stolen by the Leprechaun. Keep your pot o' gold from ending up beneath someone else's rainbow!

You don't need the "luck of the Irish" to successfully plan ahead for your second half of life. Toss that four-leaf clover to the ground and let our team of attorneys, paralegals and support staff guide you and your estate and long-term care planning journey to achieve peace of mind. You will learn:

  • Why a tailored plan that is customized for YOU & YOUR GOALS provides the best options
  • The SECURE Act and its effect on retirement accounts
  • How to provide a legacy for future generations
  • Important legal documents to have in place and naming trusted beneficiaries
  • How best to prepare for you or a loved one needing nursing home care
  • Payment strategies to cover the rising costs of long-term care

 Hosted by: Jenna Franks, Esq. and Kristin Daugherty, Long-Term Care Planner and Certified Medicaid Planner™



Three Reasons Why Pre-Planning for the Second Half of Life Always Provides the Best Options

Tuesday, March 23, 1-2:30 p.m.

Join us for a free virtual meeting on Three Reasons Why Pre-Planning for the Second Half of Life Always Provides the Best Options. A distinactive approach that adapts to your ever-changing needs because life goes much smoother with a plan! 

Find out how the comprehensive team technique to estate and long-term care planning better prepares you for tomorrow and leaves no stone unturned. You will learn:

  • How to pay for long-term care in the most tax-efficient and cost-effective way possible
  • What government programs such as Medicaid pay towards the cost of care
  • Critical reasons you should have an attorney review your estate planning documents
  • Using your retirement savings in creative ways to pay for care (and get the most bang for your buck!)
  • How gifting to an irrevocable trust allows for greater flexibility
  • Why it's never too early (or too late) to start your planning

 Hosted by: Landon Hodges, Esq., and Tammy Zilske, Long-Term Care Planner and Certified Medicaid Planner™