Our Elder Care Navigation program provides a roadmap for your second half of life and is designed with YOU and YOUR FAMILY in mind!
As our loved ones age, questions arise. Among them:
- What are their medical needs?
- Should I be involved with their care, and if so, how?
- How do I find good care?
- What will that care cost?
Elder Care Navigation is designed to assist you and your family in handling all of the healthcare curveballs, both expected and unexpected, that life throws at you in your second half of life. It includes, but isn't limited to, professional advice on the best way to pay for long-term care based on your individual situation and goals, "turn-by-turn" directions on what is happening now and what may lie just ahead, and a comprehensive plan that is tailored to meet your specific needs and goals.
At Steinbacher, Goodall & Yurchak, we work as a team to unravel the twisted road that is long-term care! We are the "go-to" resource for qualified, supportive and objective advice. A trustworthy team with decades of experience helping families successfully navigate through the "potholes" encountered along the long-term care journey. Our team is committed to providing you with the answers you need and relieving your anxiety and fear. We will be here for you and your loved one as long as you need us — and we call this unique approach Elder Care Navigation.
Elder Care Navigation assesses financial and health-related needs and incorporates them with legal planning techniques. Our team works with you to address your needs, both now and as they potentially change in the future. Elder Care Navigation can help you to act in a timely fashion to avoid frantic action if and when a crisis occurs. Each plan is customized for you and your family. It helps meet the challenge of caring for a loved one and considers the legal needs of all other family members.
Our Elder Care Navigation team consists of:
- Long-Term Care Planner & Certified Medicaid Planner™
- Elder Care Navigator
- Legal Assistant
The three principal goals of Elder Care Navigation are:
- Quality care: We focus on your or your loved one's health, safety and well-being. This is the most important goal. We will help you find the most appropriate care whether in your own home or in a long-term care facility.
- Good Decisions: We will help you make dependable decisions regarding a family's long-term care needs while keeping their goals in mind — now and in the future. This includes making sure you have the necessary tools to make appropriate decisions for a loved one's care, including Powers of Attorney, Living Will and the education necessary to use these tools.
- Asset Protection: Long-term care, regardless of which level of care is needed, is expensive. We will offer viable financial solutions in paying for long-term care and will assist you with managing your assets to get the maximum benefits during your lifetime, while also preserving assets for your heirs and/or other desired beneficiaries.
An Elder Care Navigation Plan includes:
- Essential legal documents (i.e. Powers of Attorney, Will, Trusts, etc.)
- All meetings and appointments
- Access to an Elder Care Navigator who acts as a liaison between the family and the long-term care facility
Ideal Elder Care Navigation clients include, but are not limited to, families that are overwhelmed by the entire process of placing a loved one in a long-term care facility and figuring out how to pay for it, as well as those families where aging parents live in Pennsylvania but the adult children live a distance away where it's not possible to be a caretaker on a daily basis or coordinate the admissions process into a facility. Families that have a loved one diagnosed with Alzheimer's or another form of dementia are also ideal for this service, as Alzheimer's and dementia planning generally requires an entire additional layer of planning.
An Elder Care Navigation Plan Answers These Questions:
- What long-term care services are available to me and/or my loved one?
- How can I get the good care I need and desire, whether in my own home, in a residential community or assisted-living facility, in a loved one's home, or in a nursing home?
- How will financial and health care decisions be made for me if I can't make them for myself?
- If I can't take care of myself, how will I make sure my spouse continues to have a good quality of life?
- Do I have to spend all my money on the nursing home or assisted living facility?
- How can I protect my assets to take care of my spouse, to ensure I get good care in the nursing home, or to leave to my children or other desired beneficiaries?
- Who can I rely on to make sure that decisions to be made are the right ones?
- How do I assure my financial security as I get older?
- What public benefits am I entitrled to and what do I have to do to qualify for them?
- Should I rely on Medicaid or other government benefits to help pay for my care? If so, how do I apply for them?
- What kinds of insurance policies do I need? Should I purchase long-term care insurance?
- How and when should I distribute my assets? Can I save on taxes and avoid probate?
- How do I provide for family members with special needs?
Our experienced Elder Care Navigation team will help you and your family find the answers to these questions.
An Elder Care Navigation plan is different from most other business dealings you may have had with other attorneys or other professionals such as your doctor. Most attorneys deal in “transactions.” That means you pay them a fee for a transaction, such as a real estate closing for you, and you pay him/her a fee for the service. That’s a transaction, and once the transaction is completed, the legal representation ends. By contrast, your Elder Care Navigation plan with us is a “relationship.” Although we do legal documents for you, help you with accessing and advocating for good care, and represent you in applying for public benefits if appropriate, those services form part of our relationship with you — but none of them in and of itself is the relationship. Like any good relationship, you will get the most benefit out of your Elder Care Navigation relationship by communicating freely with us about your health care and long term care needs.